6075 Willow Farm Dr Denver, NC 28037
Your savings
About this home
Well kept full brick 4 bed /3.5 bath home with 3,939 sq ft of heated living space on .75 acres offers multigenerational living and/or basement apartment with privacy. Home features so many new updates between 2021 & 2025 -Complete kitchen remodel & configuration w/ new custom cabinetry, countertops, backsplash and ss appliances. New windows throughout half of the home; new custom solid wood front door; New LVP flooring and new mini custom kitchen in basement, new backyard fence w/ 2 gates, new stairway railings leading to 2nd floor, fresh paint throughout most of the main floor; new laundry room shelving; new custom built pantry shelving w/ drawer pull-outs. Sooo many more updates-- please refer to the list in attachments section. Media/Theater Room features leather reclining chairs, projector/ screen/receiver & sound system all convey with property. Large backyard features custom hardscape with fire pit, outdoor grilling & trex style decking and side basement entrance with basketball court. Home also has tons of storage, eat-in kitchen, separate formal dining, flex room in basement perfect for office or exercise room; basement has a full bath; Primary bedroom on main w/ coffered ceiling, bay window, large walk-in closet & ensuite bath; 2 story foyer w/ trey ceiling & custom trim. Sellers will pay for a point to buy down the buyer’s interest rate, with acceptable offer. Don't miss seeing this gorgeous property in person!
Source: CANOPYMLS #4305183
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.