608 Skygrove Dr Holly Springs, NC 27540
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About this home
Updated & Highly Desirable Floor Plan in Sunset Oaks! This beautifully refreshed DJF Cottage home offers 5 bedrooms and 3 full baths in one of Holly Springs' most sought-after communities. With a popular layout featuring the primary suite and two additional bedrooms on the main level, this home perfectly combines comfort, functionality, and timeless style. Nearly every feature has been thoughtfully updated for modern living: Updated kitchen and primary bath ✨ Newer appliances (≈2021) Tankless water heater (2021) Roof (2023) Fresh interior and exterior paint 🎨 Modern lighting and fixtures throughout 💡 The main-level primary suite provides both comfort and style. The main floor bedroom offers accessibility, featuring a roll-in shower, wide doorways, and a ramped rear entry for ease of access. The third main-floor bedroom offers flexibility as a guest room or home office, catering to your lifestyle needs. Upstairs, you'll find two additional bedrooms or versatile bonus spaces plus a full bath—ideal for guests, hobbies, or a media retreat. Enjoy the charm of a rocking chair front porch, ample storage throughout, and a low-maintenance yard designed for easy living. Located in vibrant Sunset Oaks, residents enjoy a welcoming community and active neighborhood events. Optional membership provides access to four resort-style pools, tennis, pickleball, and Devils Ridge Golf Club. Conveniently situated minutes from shopping, dining, and top-rated schools, this home offers modern updates, an ideal floor plan, and classic Sunset Oaks charm—all in one perfect package. 🌿
Source: TRIANGLEMLS #10127033
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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