6080 Iverleigh Cir Fayetteville, NC 28311
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About this home
This stunning 2 story home on the golf course in Kings Grants offers 4 Bedrooms, 3.5 Baths, and features a Large Dining Room with built in bookcase, Great Room with gas log fireplace, Sunroom with its own heat pump overlooking the backyard and golf course, as well as a large Eat in Kitchen with granite, stainless appliances and pantry. A Half Bath for guests and large Laundry Room complete the downstairs. Upstairs is the spacious Main Bedroom with Sitting Area, Main Bath featuring dual sinks, soaking tub and separate shower and huge Walk in Closet. The wooded lot next to the house is included for a total lot size of .68 acre! Partially floored attic with pull downstairs. 3 Zone heating and cooling system features gas pack for upstairs and downstairs, and heat pump for Sunroom. Located on Hole 17, the large deck offers a panoramic view of the golf course. 2 car garage. The roof was replaced in 2023. The refrigerator and dishwasher were replaced roughly 2 years ago. The stove and microwave were replaced within the last year. The flood map states that the property is located in a flood zone, however floor insurance is not required, see attached documentation. Located just minutes to shopping, schools and restaurants and convenient to Ft Bragg, 295, Methodist University and Fayetteville State University.
Source: TRIANGLEMLS #LP750229
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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