6089 San Dimas Ave Camarillo, CA 93012
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About this home
This beautifully appointed Springs home is located in one of the most desirable streets in the 55+ community. This highly desirable GOLF Course location commands a majestic view of the course and the mountains in the distance. With a one of a kind custom bar area, you and your guests can enjoy the panoramic beauty and the game simultaneously, without leaving the comfort of home.This plan features the dramatic entry with tall vaults which further enhance the amazing view.Your dining room area is accentuated with a set of French doors leading to your side yard and bar area...perfect for entertaining.Your gourmet kitchen has been redone and the added storage really highlights the area. Your 2 car attached garage is accessed thru the kitchen which makes it easy for those grocery runs.The bedroom wing features a guest bedroom with direct access to the hall bath making it convenient for your guests to create their own suite. In addition, there are custom built-ins to house all your books and other treasures.On the other end of the wing, the primary suite offers an expansive bath area with a soaking tub and shower to compliment the dual sink vanity. In addition, you have direct access to your rear patio for those peaceful morning coffees.With access to your rear patio from 3 rooms, this is truly an indoor/outdoor living set-up.All new windows make this home sparkle even more. Many featuring plantation shutters.Living in the Springs brings you resort living 365 days a year.Come and experience 6089 San Dimas and all the Springs has to offer.
Source: SANDIEGO #V1-30891
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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