609 Holstein Dr Belton, TX 76513
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About this home
Masterfully elevated, this stunning Carothers single story sits in the heart of Sendero Estates, a beautiful boutique community boasting No HOA! Truly gorgeous, this gem offers upscale upgrades and contemporary finishes throughout. The chef's kitchen features a large granite island with Texas stone surround, handcrafted custom cabinetry, and beveled glass subway tile, elegantly accented by undercabinet lighting. The open floor plan, high ceilings and soft warm tile throughout the common area creates a feeling of cohesive spaciousness and seamless transition between the dining space and living room complete with cozy wood burning fireplace. No expense was sparred when designing the primary bedroom and ensuite, a modern masterpiece! Taking center stage, the sleek stand-alone soaker tub is THE place for rest and the ultimate in relaxation while the double, rainfall, walk-in shower creates an unbelievable spa-like experience detailed with pebble stone flooring and European vibes! The rare double walk-in closets offer both practicality and convenience. Two other bedrooms are perfect for family or guests. Easily use the office as a fourth bedroom, complete with closet and a unique second exit to the hallway. The enclosed outdoor patio is equipped with AC and can be used as a flex gathering space for family movies or fun game nights. Enjoy tranquil quiet evenings outback amidst the treelined private backyard and greenspace with no backyard neighbors. Major throughfares, shopping and dining nearby and school within walking distance!
Source: ACTRIS #7474322
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.