6092 S Bridal Vail Dr Gilbert, AZ 85298
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About this home
Absolutely spectacular and turnkey, this South Gilbert home—completely remodeled in 2024—boasts premium finishes throughout and thoughtful luxury upgrades at every turn. You'll love the newer LVP flooring, quartz countertops, soft-close cabinetry, Frigidaire Professional series appliance package ($7,000 value), and new vanities in all bathrooms. Comfort and efficiency are elevated with newer Westshore windows (transferable warranty), a new water heater, programmable Ecobee thermostat, soft water system plus reverse osmosis, and a new A/C unit & pool pump (2021). The layout features vaulted ceilings, a split floorplan, electric shades in the master, updated lighting fixtures, and ample storage space—including a 4-foot extended garage with exterior door. Outdoors, entertain in your own priv private oasis with a sparkling pool, spacious side yard, RV gate, and a view lot backing onto a greenbelt walking path. freshly painted exterior adds to the curb appeal. Ideally located next to Gilbert Regional Park and just minutes from San Tan Village, San Tan Mountain Regional Park, top-rated CUSD schools, and neighborhood amenities, this is exquisite living with unbeatable convenience.
Source: ARMLS #6920262
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.