61 Sweet Breeze Dr Santa Rosa Beach, FL 32459
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About this home
Buyer Incentive: Secure an interest rate as low as in the 4's% range with a seller-approved buy-down on an acceptable offer -- making this extraordinary home an even more compelling opportunity.Welcome to 61 Sweet Breeze Drive, where impeccable design meets the heart of the 30A lifestyle. Nestled on a low-traffic cul-de-sac in the gated community of Cypress Breeze Plantation, this 2020 custom-built home delivers elegance, comfort, and peace of mind. Just moments away from the vibrant beachside community of Gulf Place, you'll enjoy convenient access to shopping, dining, and sugar-white beaches.From the curb, the home makes a breathtaking first impression with upgraded landscape design and a meticulously maintained lawn featuring El Toro Zoysia sod, palm trees, a Japanese maple and lush planters. A welcoming portico-covered front porch sets the tone, inviting you into a layout designed to both entertain and inspire. Inside, the open kitchen, dining, and living spaces are perfect for gatherings. The family room features custom built-ins with a hidden auto doggy door, ample storage, and a cozy gas fireplace. The chef's kitchen is a true showpiece with double-stacked cabinetry, a massive 12' serving island, polished Dolomite countertops, designer lighting, and high-end appliancesincluding a 5-burner gas cooktop, double ovens with warming drawer, refrigerator, double-drawer drink cooler, and a NewAir 32-bottle wine cooler. Storage abounds with a double-sized cabinet pantry, a separate 13' x 4' walk-in pantry, a hidden under-stair storage area, and over 300 square feet of floored attic storage space. The home's impact-rated construction, reinforced corners, impact windows and doors, and a Generac on-demand whole-home emergency generator provide strength, security, and peace of mind for coastal living. Additional security features include flood lights, exterior cameras, and an advanced entry and motion detection system. Finishes throughout the home include Pergo TimberCraft waterproof LVP flooring, designer lighting and fans, custom-built closets, and more. Thoughtfully designed with zero-step access, this home is an ideal choice for those who value ease of mobility without compromising on style. Outdoor living is equally impressive. The oversized parking areas, spacious two-car garage with storage options, and beautifully landscaped backyard set the stage for gatherings. Enjoy evenings around the gas fire pit or savor breathtaking sunsets on the screened porch with auto-controlled Levelor shades. The bedrooms are generously sized, with the primary suite offering a spa-like retreat complete with a free-standing tub, expansive walk-in shower, double vanities, and dual custom walk-in closets. Living in Cypress Breeze Plantation means more than just a beautiful homeit's a vibrant lifestyle. With weekly food trucks, festive neighborhood gatherings, and one of the largest residential pools on the Emerald Coastfeaturing waterfalls, fountains, and resort-style loungingyou'll enjoy a true sense of community. Don't miss your chance to own this move-in ready home in the coveted 30A West market. Schedule your private showing today and step into a home where coastal beauty, quality, and community converge. Disclaimer: All listing details are deemed to be correct; however buyers are encouraged to verify all information as needed.
Source: EMERALDCOAST #985860
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.