610 Salisbury Rd Columbus, OH 43204
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About this home
Charming 3-Bedroom Home with Fireplace, Workshop Garage & Modern Comforts. Discover this beautifully maintained 3-bedroom, 1.5-bath home tucked away on a peaceful street surrounded by well-kept homes and friendly neighbors. Offering a perfect blend of character, comfort, and functionality, this home is move-in ready and full of thoughtful updates. The main level features a warm and versatile familyroom/den with a wood-burning fireplace—perfect for cozy evenings or a productive work-from-home setup. Gorgeous hardwood floors flow throughout much of the home, complemented by luxury vinyl in the kitchen and den for durability and modern appeal. The spacious primary bedroom offers plush carpeting for added comfort. The kitchen is both stylish and practical, showcasing stainless steel gas appliances—including a dishwasher—ample cabinetry, and generous counter space ideal for cooking and entertaining. Step outside to enjoy the fully privacy fenced backyard, perfect for pets, play, or relaxing outdoors. The oversized detached garage is a true standout, Space for 3 cars, equipped with a gas heater and multiple 110V and 220V outlets—ideal for a workshop, hobby space, or additional storage. Recent upgrades include a brand-new furnace and central air conditioning system (2024), ensuring comfort and efficiency year-round. A partially finished full basement adds valuable extra space for storage, fitness, or recreation. Tasteful landscaping and a welcoming front yard enhance the home's curb appeal. Offering warmth, function, and a wonderful neighborhood setting, walk to Westgate park or Biship Ready
Source: COLUMBUSOH #225039109
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.