610 Samantha Brooke Way Bonaire, GA 31005
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About this home
Welcome to 610 Samantha Brooke way. This lovely home is located in Bonaire GA. Walk in to you dream home and be welcomed with a beautiful open floor plan. You have a formal dining area great for events and large gatherings. When you step into your kitchen you will find a large island with granite counter tops and an eat in kitchen area that opens up to your large living room. Also on the main floor you will find a half bathroom, a large bedroom with an ensuite and walk in closet perfect if you don't want to use stairs. Upstairs you will find your massive primary suite that offers a fireplace, sitting area and an office. You also have an ensuite with separate shower and tub. Your primary closet does not disappoint when it comes to space! Upstairs you will also find your laundry room and 3 more bedroom! One room offering a full bath as well. Outside you will find a front patio that is great to sit and enjoy some lovely weather. You also have a screened back patio and fireplace perfect for a rainy day. If you have multiple vehicles don't worry. Your new home has a 3 car garage. Come and view your new home today!
Source: GAMLS #10629243
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.