610 Vernon Dr Jacksonville, NC 28540
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About this home
BONUS VALUE: The sellers are offering $5,000 USE AS YOU CHOOSE toward closing costs, upgrades, or whatever best fits your needs—plus a professional home cleaning before move-in, so you can start fresh from day one. Welcome to your dream home in the highly sought-after Northwoods neighborhood! This spacious five-bedroom residence (plus a versatile bonus room) offers over 1,700 sq ft of comfort, charm, and functionality—perfect for families, entertaining, or anyone who loves having room to spread out. Step inside and fall in love with the original hardwood floors that flow throughout, adding timeless beauty to every room. The home features three full bathrooms, including a gorgeous newly renovated bath with modern finishes—a perfect glimpse into the potential this home holds for future updates. The expansive great room is ideal for game nights, holiday gatherings, or simply relaxing after a long day. The layout is thoughtfully designed to balance both open living and private retreats. Outside, your private backyard oasis awaits—complete with a large deck perfect for morning coffee, summer BBQs, or unwinding under the stars. The spacious yard, surrounded by mature trees, offers shade, privacy, and a serene escape right at home. BONUS VALUE: The sellers are offering $5,000 USE AS YOU CHOOSE toward closing costs, upgrades, or whatever best fits your needs—plus a professional home cleaning before move-in, so you can start fresh from day one. All of this in a prime location, just minutes from schools, shopping, dining, and easy access to base and main highways. Homes like this in Northwoods don't come around often especially at this price!— schedule your private showing today and make 610 Vernon Drive yours!
Source: NORTHCAROLINAREGIONAL #100536384
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.