6100 Brampton Ln Austin, TX 78724
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About this home
Behold! 6100 Brampton LN, Austin, TX 78724 calls to you with the promise of Texas sunshine and effortless living, minutes from Tesla, and ready for a new chapter! The open and airy floor plan provides a canvas for your unique style, allowing you to create a space that truly reflects your personality. The kitchen is ready for you to unleash your inner chef, boasting granite countertops that offer both beauty and durability, and an oversized kitchen island that's just begging for you to gather around. A kitchen bar ensures that there's always a place for people to hang out. The owner's ensuite bathroom features a walk in shower and plenty of storage. With four bedrooms and two full bathrooms, this single-family residence provides plenty of room to stretch out and unwind. The fenced backyard offers a private outdoor retreat, while the patio invites you to relax and soak up the Texas sunshine and cook up some Texas BBQ. The two car garage and long driveway protect is perfect for more than 2 vehicles. Built in 2020, this single-story treasure offers a harmonious blend of modern convenience and timeless charm. Minutes from Major roads/tolls, shopping, Tesla, and the airport. You don't want to miss this lovely well maintained home!
Source: ACTRIS #8824628
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.