6102 Washington Blvd Apt 302 Unit 302 Saint Louis, MO 63112
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About this home
This adorable condo in the Skinker DeBaliviere neighborhood might just be in the most convenient spot in St. Louis! Not only is it walking distance to Washington University and Forest Park, but also from so many delights on the Delmar Loop such as: bubble tea at Corner 17, international groceries at United Provisions, Pin Up Bowl, Moonrise Hotel and a plethora of festivals and delicious restaurants! Pass by the gated, secured parking lot where there is one reserved spot for this unit. Head up to the third floor, and enter your light-filled spacious living room with original hardwood floors. Find a cozy nook to eat in your kitchen featuring granite countertops, stainless steel appliances including a dishwasher. Down the hall, check out the two good-sized bedrooms with carpet that was replaced in 2022 and great closet space. The generous bathroom boasts plenty of storage space and is adjacent to the convenient main-floor laundry. Out back, a perfect deck is waiting for your morning cup of java or a night of cocktails. In the basement, there is extra storage dedicated to this unit as well. This building is professionally managed and the HOA covers water, sewer, trash, exterior maintenance , snow removal and landscaping. The icing on the cake is that a brand NEW ROOF was installed on this building in 2024. Come enjoy a worry-free homeownership experience with a very affordable price tag! :)
Source: MARIS #25070174
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.