6103 Aviary Ct Bradenton, FL 34203
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About this home
A wonderful opportunity awaits in Tara Preserve, where this home combines recent updates with the added potential for your personal touch. With a brand-NEW TILE ROOF (April 2025), new AC (2024), and new water heater (2024), this residence provides peace of mind. Additional updates include an upgraded garage door with opener, fresh exterior paint, and the addition of new coach lights and landscape lighting that enhance the curb appeal. Inside, the open and airy floor plan features freshly painted walls, updated LED lighting, stylish fixtures, and newer ceiling fans. The kitchen has been refreshed with a farmhouse sink, updated faucet, and soft-close cabinet hinges, while the primary bath offers a frameless shower door and new commode. For added peace of mind, the home also includes a whole-house surge protector and new smoke detectors. Outside, enjoy the re-screened lanai with terra cotta patio flooring—a great spot for morning coffee or evening relaxation. Best of all, the community amenities—including golf (no membership required), pool, tennis, pickleball, and more—are just a short walk from your front door. Cable, internet, and lawn care are also included with an extremely low HOA fee. And with no weight or breed restrictions, it’s a pet-friendly place you’ll love calling home. The sellers are motivated, making this an opportunity you don’t want to miss!
Source: STELLAR #A4643725
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.