$619,999

611 8th St SE Naples, FL 34117

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

A Private Retreat in Golden Gate Estates — Where Nature Meets Elegance Welcome to your own slice of paradise in the heart of Golden Gate Estates, where tranquility, privacy, and timeless charm define everyday living. Nestled on 2.81 acres of pristine upland, this beautifully maintained pool home offers a rare blend of natural serenity and modern comfort. Positioned deep within the lot and surrounded by lush greenery, the residence enjoys unmatched peace and quiet—free from road noise and untouched by flooding. Step inside to discover a sun-filled, open-concept layout featuring 3 spacious bedrooms and 2 full baths. Tile flooring flows throughout the home, combining low-maintenance practicality with classic style. Every room is bathed in natural light, creating a warm and welcoming atmosphere from dawn to dusk. Outdoors, the setting is nothing short of magical. Wake up to the gentle sounds of native birds and deer wandering nearby, and wind down with golden sunsets that turn the sky into a canvas. The expansive 1,050 sq. ft. deck—built in 2020—wraps around a 24-foot above-ground pool, offering the perfect space for entertaining, relaxing, or soaking up Florida’s natural beauty. The fenced-in backyard adds another layer of comfort and security, making it an ideal space to play freely and safely. Whether it’s weekend games, family gatherings, or simply letting pets roam with peace of mind, this outdoor haven is designed for everyday enjoyment. Recent upgrades include: 2025: Brand-new metal roof and resurfaced driveway 2023: Lennox A/C system 2025: All-new kitchen appliances 2021: Detached garage for added storage and utility Enjoy the charm of a covered front porch, ideal for morning coffee or evening reflection. With no HOA fees, you’ll have the freedom to enjoy your property your way. Despite its secluded feel, this estate is just 10 minutes from shopping, dining, and daily conveniences—and only 30 minutes from Naples’ world-renowned beaches. High-speed internet and reliable utilities make remote work and streaming effortless. This isn’t just a home, it’s a lifestyle. A rare opportunity to own a peaceful, nature-rich estate with modern amenities and unbeatable location. Come experience the serenity and charm of this hidden gem in Golden Gate Estates.

3 bedroom
2 bathroom
1,770 sqft
2.81 acres
Single Family
Built in 2000
1 car garage
Air conditioning
Private pool

Source: FORTMYERS #225075575

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Oct 22, 2025 05:33 am
Listing agent: Sylwia Kochanowska (239) 223-8966
Listing provided courtesy of: Berkshire Hathaway FL Realty (239) 659-2400
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225075575
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.