611 SW 8th Ct Cape Coral, FL 33991
Your savings
About this home
Waterfront Living with Heated Pool, Spa, and Solar Welcome to your Florida dream home! This 4 bedroom, 2 bathroom, 1,700 sq ft pool home was built in 2019 and offers the perfect balance of modern upgrades and everyday comfort. Nestled on a freshwater canal with a seawall, the home features beautiful water views and direct backyard access to fishing, kayaking, and endless relaxation. Step inside to find an open, bright floor plan with LVT laminate flooring throughout. The living space flows seamlessly to the expansive screened lanai, where a heated pool with a built-in hot tub becomes the centerpiece for entertaining or unwinding at the end of the day. The outdoor area also includes a full pool bath and plenty of room for lounging with family and friends. A front screened lanai adds to the outdoor living options, while solar power keeps energy costs low — with most monthly bills at only around $25. The 3-car garage provides abundant storage, with the third bay featuring a screened door for use as a workshop, hobby room, or extra flex space. Key Features: Freshwater canal with seawall and tranquil views Heated pool with integrated hot tub, fully screened enclosure Pool bath for convenience when entertaining Solar system, average electric bill just $25 most months Spacious 3-car garage, 3rd bay with screened door Durable LVT flooring throughout This home is move-in ready and designed for those who love the Florida lifestyle — whether that means quiet mornings by the water, hosting gatherings poolside, or enjoying peace of mind with low utility costs and modern construction.
Source: FORTMYERS #2025008827
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.