6116 Seaside Dr New Port Richey, FL 34652
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About this home
Welcome to the crown jewel of Gulf Landings, a stunning 4-bedroom, 2-bath custom Key West–style waterfront home offering direct access to the Gulf and views for days from every level. Built to last, the home combines coastal beauty with unmatched strength, featuring galvalume structurally insulated steel panels supported by post-and-beam construction anchored into 25 pilings driven into solid limestone. Outside, enjoy your oversized composite dock with full electrical service and a seawall reinforced with steel and concrete—perfect for boaters and sunset lovers alike. Step inside and you’ll find the main floor where a gas fireplace creates a welcoming atmosphere, and the chef’s kitchen impresses with granite countertops, gas appliances, custom cabinetry, and a tray-ceiling dining room made for memorable gatherings. The master suite is a true retreat, with balcony access, a built-in gas grill, and a spa-like bathroom wrapped floor-to-ceiling in marble tile, featuring a soaking tub, upgraded dual vanity, and dual-head shower. A versatile fourth bedroom or office and a laundry room complete the main level. Upstairs, two additional bedrooms and a shared full bath provide comfort and space for guests or family. Downstairs, the garage transforms into more than just storage—half designed as a vibrant game room or entertainment space, while the other half offers parking and extra storage, each side with both front and rear garage doors that open directly to your backyard and boat dock. From sunrise coffees to sunset cocktails, every inch of this home celebrates waterfront living at its finest. Blending strength, style, and luxury, this is more than just a house... It’s the ultimate Gulf Landings lifestyle, waiting for the one lucky buyer who gets to call it home.
Source: STELLAR #W7879483
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.