612 Juniper Rd Lexington, SC 29073
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About this home
?? Priced to move — now under $360K! ?? Best price per square foot in 29072 ?? Eligible for FHA/VA financing Welcome to this beautifully appointed 4-bedroom, 3-bath home in Lexington’s sought-after Longview community. With over 3,500 sq ft of living space, this 2016-built gem blends sophistication, functionality, and Southern charm.Inside, you’ll find hardwood floors, and a chef’s type kitchen with granite countertops, stainless steel appliances, a butler’s pantry, and a large island perfect for entertaining. The formal dining room adds a touch of refinement, while recessed lighting and thoughtful design elevate every space.The main level includes a guest bedroom and full bath — ideal for multi-generational living or hosting visitors. Upstairs, the expansive primary suite features two walk-in closets and a spa-inspired bath with a private water closet. Two additional bedrooms and an extra room have flexibility for a home office, media room, or play space.Outside, enjoy a fenced backyard with patio, shed, and irrigation system — all within a vibrant neighborhood featuring a pool, clubhouse, and sidewalks.?? Location HighlightsJust 1 mile from I-20, this home has easy access to downtown Columbia, downtown Lexington, and destinations across the Midlands. In just 10 minutes, you’ll be on Lexington’s newly revitalized Main Street, home to vibrant restaurants, outdoor dining, live music at the Icehouse Amphitheater, and entertainment like Craft Ax throwing. Local favorites include Nicky’s Pizza, O’Hara’s Public House, and Keg Cowboy, a beloved craft beer spot. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #616250
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.