6121 Fm 439 Belton, TX 76513
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About this home
Country & city living combine near Lake Belton on this peaceful 2.991 Acre horse property. Bring your horses, chickens, goats and other animals. Located outside of the city limits allows for endless possibilities for use. 2005 sq ft, 3 bedroom, 2 bathroom home is ready for new owners. Formal living room is a quiet oasis. Sun Room to enjoy all of the natural light would be a perfect reading nook, office, play room, sitting area to enjoy your beautiful views, etc. Open family room, kitchen, dining room is perfect for entertaining or enjoying time together. The house has had many upgrades for added comfort throughout the last few years. Roof & water heater approximately 2 yrs old. Lenox HVAC 6 yrs. Tile flooring throughout for easy maintenance. All new doors inside & out. SMART home features to control w/ phone: include ring doorbell and cameras, lighting, ceiling fans, garage doors, HVAC & thermostat, & water heater health. Ask for list of additional upgrades. Outside amongst the oak trees is a covered patio, cement walkway and patio for enjoying the outdoors or perfect to add a gazebo or grilling area; truly a parklike setting. 2-stall horse barn, hay shed and 8.5'x 20' storage container with decked flooring, windows, & roll-up door with electric. Beyond the horse barn is a fenced pasture for your animals to graze. Cantilever gate out front, full property is fenced.
Source: ACTRIS #4180234
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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