613 Cantabria Dr Davenport, FL 33837
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About this home
Located in the desired 55+ RESORT-STYLE community of Del Webb Orlando, this Beautiful Summerwood floor plan is a MUST SEE! This home features 2 bedrooms + a den, and 2 bathrooms. You walk into the screened front porch and through the decorative front door into the open floor plan. The guest bedroom with bay window and bathroom are in the front of the home. The heart of the home, the kitchen, features stainless steel appliances including a NATURAL GAS STOVE, lower cabinet pull-outs, granite countertops, a backsplash, a large island perfect for entertaining, and a spacious pantry. The PRIMARY BEDROOM is in the rear of the home for owner privacy and features a tray ceiling. The primary bathroom suite features double sinks with granite countertops, a large walk-in tiled shower, and a large walk-in closet. The dining room is conveniently located adjacent to the kitchen. The large living room features large glass sliding doors that open to the covered lanai with an additional screened cage and NATURAL GAS HOOK-UP. The large laundry room includes a utility sink and built-in cabinets. The 2-car garage includes a tandem space for golf cart parking or extra storage. The garage includes built-in storage cabinets. The additional home features include updated lighting and ceiling fans, newer carpet in the bedrooms, and a NATURAL GAS hot water heater. The exterior of the home features a paver driveway, gutters and concrete landscaping curbing. The $277 monthly Del Webb HOA fee includes exclusive access to resident-owned 30,000+ SF Montecito clubhouse and amenities. DEL WEBB ORLANDO is a 55+ community with a tavern, indoor walking track, fitness center, indoor and outdoor pools and spas with locker rooms and showers, billiards, ping pong, craft room, and a ballroom for special events. Outdoor activities include pickleball, tennis, bocce, basketball, shuffleboard, community gardening center, an outdoor amphitheater, large brick fire pit and large screened-in gazebo over the water. Miles of biking and walking trails within Ridgewood Lakes gated community. The $425 semi-annual HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to recently renovated 18-hole White Heron Golf Club. Community is located conveniently to shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL.
Source: STELLAR #S5133809
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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