613 Meade St New Braunfels, TX 78132
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About this home
Skip the wait and hassle of building-this beautifully maintained Perry Home is better than new, offering upgraded features, a flowing open layout, and thoughtful design throughout. From the moment you enter the extended hallway with soaring 12-foot ceilings, you'll notice the quality craftsmanship and spacious feel. A private home office with French doors is tucked near the entry, while a game room-also enclosed with French doors-adds flexibility for work or play. The open-concept family room, anchored by a wood mantel fireplace, seamlessly connects to the dining area and the gourmet island kitchen, featuring a 5-burner gas cooktop, reach-in pantry, and abundant counter and cabinet space. The secluded primary suite offers a relaxing retreat with French doors leading into a spa-like bath complete with dual vanities, a garden tub, a glass-enclosed shower, and a spacious walk-in closet. A guest suite with its own full bath and walk-in closet offers privacy and comfort for visitors, while the third and fourth generously sized bedrooms share a well-appointed full bathroom. Additional highlights include epoxy-coated garage floors, ceiling fans throughout the home-including one on the covered patio to help you stay cool in the Texas heat. The extended concrete driveway, and wraparound sidewalk to the side yard provide easy access to dedicated trash bin storage. The home also features a full irrigation system for easy lawn maintenance and year-round curb appeal. Located just minutes from top-rated schools, grocery stores, and major highways, this home offers an easy and convenient commute while still nestled in a peaceful community setting. A perfect blend of comfort, style, and function-this one is move-in ready and waiting for you!
Source: SABOR #1893227
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.