613 Rock Creek Dr Washington, MO 63090
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About this home
Charming Lakeview Home in Rock Creek Estates…Nestled in the peaceful and picturesque Rock Creek Estates, this beautifully maintained 4-bedroom, 3-bath home offers an inviting blend of comfort, charm, and modern living with 2,496 sq. ft. of thoughtfully designed space. Set on a private, tree-lined lot with scenic lake views, this property radiates tranquility and warmth. The stunning brick-and-stone façade welcomes you to a home featuring hardwood floors, soaring vaulted ceilings, and a spacious great room anchored by a striking stone hearth gas-log fireplace—perfect for cozy evenings. The open-concept kitchen is ideal for entertaining, showcasing rich maple cabinetry, a pantry, a breakfast bar, and plenty of space to gather and connect. The divided bedroom floor plan ensures privacy, while the luxurious master suite offers his-and-her closets, dual vanities, a relaxing soaking tub, and a separate walk-in shower. Two additional main-level bedrooms feature walk-in closets and generous natural light. The finished walkout lower level expands your living space with a sprawling family and recreation room, dedicated office, fourth bedroom, full bath, and ample storage. Step outside to the oversized covered patio, perfect for grilling, entertaining, or simply enjoying peaceful evenings surrounded by mature trees and nature’s serenity. Additional highlights include a 2-car attached garage, basketball goal for outdoor fun, and beautifully landscaped grounds. Experience the best of comfort, style, and lake-view living in this move-in ready gem—a home that truly has it all!
Source: MARIS #25068165
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.