6139 Diego Ln San Antonio, TX 78253
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About this home
Welcome Home to Your Dream Home! Step right into this delightful 5-bedroom, 2.5-bath beauty located on a fabulous corner lot! Enjoy the perfect blend of privacy and curb appeal, making every guest feel special.Inside, you'll find a thoughtful layout featuring a primary suite on the main floor, offering the perfect escape after a busy day. With two spacious living areas and two distinct dining spaces, this home is ideal for hosting celebrations or cozy family dinners. High ceilings add an airy feel, making the space bright and inviting.When it's time to relax, grab your favorite drink and head outside to large backyard and stone fencing, perfect for summer BBQs and outdoor gatherings. This charming property combines comfort, functionality, and style!Plus, you'll love the added perks, including a built-in microwave/oven and a sleek gas counter stove for your culinary adventures. Lets not forgot about the sprinkler system easy access to 1604 and Hwy 151, you're just moments away from shopping, dining, and entertainment galore! Don't miss out on this gem-welcome to your new happy place!
Source: SABOR #1893212
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.