6139 Lakefront St San Antonio, TX 78222
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About this home
Welcome to 6139 Lakefront, a beautifully maintained 2-story home offering 3 bedrooms and 2.5 bathrooms in a convenient San Antonio location. As you step inside, you'll notice the updated laminate flooring throughout the first floor, creating a modern and easy-to-maintain space for everyday living. The open layout allows for a natural flow between the living, dining, and kitchen areas, making it perfect for both relaxing evenings at home and hosting family or friends. The kitchen is well-appointed and includes the refrigerator, which will convey with the sale-adding to the move-in ready appeal of this home. Upstairs, you'll find all three bedrooms together, providing both comfort and privacy away from the main living area. The primary suite features a spacious layout with an ensuite bath, while the secondary bedrooms share a full bathroom and offer flexibility for family, guests, or even a home office. Enjoy the attached one-car attached garage and a backyard that offers room for entertaining, gardening, or simply relaxing outdoors. Some furniture pieces will also be conveying, creating extra value and convenience for the next homeowner. Situated near schools, shopping, restaurants, and major highways, this home offers easy access to everything San Antonio has to offer. Whether you're a first-time homebuyer, looking to upgrade, or searching for an investment, 6139 Lakefront is a wonderful opportunity to make your move. Don't miss your chance on this charming property! Schedule your showing today.
Source: SABOR #1894686
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.