614 Creek View Dr Prosper, TX 75078
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About this home
Welcome home to 614 Creek View Drive where space, comfort, and convenience come together in one of Prosper’s most desirable neighborhoods! From the moment you walk in, you’ll feel the thoughtful design that makes this home perfect for both relaxing and entertaining. You’ll love the flexible layout featuring two spacious living areas, a dedicated office, and an open-concept kitchen that flows seamlessly into the main living and dining areas. The primary suite is tucked away on the first floor and offers a peaceful retreat with a large ensuite bath, complete with an oversized walk-in shower, dual vanities, and a generous walk-in closet. Upstairs, a second living area offers endless possibilities, use it as a game room, media room, second living. A guest suite with its own private ensuite bath gives everyone their own comfortable space. Step outside to enjoy the side patio, perfect for your morning coffee or evening barbecue. The spacious backyard has plenty of room to play, relax, or garden and even includes a storage shed for all your extras. A three-car garage gives you space for vehicles, toys, and tools alike. Nestled in a established neighborhood close to top-rated Prosper ISD schools, dining, and shopping, this home checks every box. Whether you’re hosting friends, working from home, or simply soaking in the Texas sunsets, this property gives you room to live, work, and play in style.
Source: NTREIS #21108142
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.