614 Larkwood Dr San Antonio, TX 78209
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About this home
Welcome to 614 Larkwood located in the heart of 78209, a popular and sought out area in central San Antonio. For the buyer who is looking for a stylish updated move in ready home, look no further. The remodeling and home improvements have been completed for your living enjoyment. This one-story ranch style home offers 4 bedrooms, 2 living, dining and kitchen entertaining, and a flex space that can be used as kid space, home office, exercise or craft room. One of the bedroom suites has its own half bath. The open floor plan flows well and offers natural light throughout. Enjoy stunning remodeled kitchen - a true culinary delight. Designer finishes, soft close custom cabinetry, top-tier stainless appliances, gas cooking, and generous workspace. The recently added roomy butler's pantry is a hidden gem, offering additional storage for kitchen items, handy everyday smaller appliances, coffee lovers' corner, and best of all extra prep area! The bright dining area is the ideal spot for morning coffee and casual dining. Two spacious living rooms give the option of flexible and versatile living space, choose your room to relax and unwind. Plantation shutters, fresh interior paint, tile and hardwood flooring, updated lightning and ceiling fans add to elegance yet comforts of home. Luxurious owner's retreat includes built ins, California closet design, and a spa-like experience featuring gorgeous dual vanities, free standing tranquil soaking tub, and oversized frameless walk in glass shower. A mini split HVAC in 2020 keeping the primary retreat extra cool. Three additional bedrooms offer ample space for family, guests or cozy home office. Outdoor living at its best with covered patio, additional concrete added 2021 for plenty of entertainment space, 12x12 shed, with an opportunity to add electricity. Endless opportunities await in the backyard - perfect for gardening, entertaining, and creating your dream outdoor retreat. No HOA. Award winning schools. Additional perks: Transferable lifetime warranty for the California Closets in the primary bedroom and butler's pantry. Galvanized Metal Roof, 2020. Complete electrical re-wire 2021, Gas Water Heater and Softener 2021, as well as Sewer line updates in 2021. Conveniently located to area grocery store, shops, medical, restaurants and highways 410, 281, and IH 35. A visit to this home is a must! Come see why this home is the one "that checks all the boxes."
Source: SABOR #1915024
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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