6140 Mcguire Rd Fenton, MI 48430
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About this home
Discover the appeal of 6140 McGuire Rd, located in a desirable rural, pastoral setting that seamlessly blends peaceful living with easy access to modern conveniences. Key Features: • Spacious Home: This 4 bedroom, 3 bath home provides ample living space designed to meet diverse needs. • Pole Barn: Enjoy the practicality of a pole barn, perfect for hobbies, extra storage, or as a workshop. • Convenient Location: While offering a rural feel, you're just 5 minutes away from a wide selection of restaurants and entertainment options. • Nearby Attractions: Take advantage of the proximity to: • The Majestic at Lake Walden: A challenging par 72 golf course encircling scenic Lake Walden. • The Walden Lake Conference Center • Hartland Aquatic Center: A place for swimming and water activities. • Emagine Hartland Theater: An affordable and luxurious movie-going experience. • Meijers and Post Office: Essential amenities for daily needs are conveniently located nearby. • Excellent Schools: The property is within the highly-regarded Hartland Schools district, including Village Elementary School, Hartland Middle School, and Hartland High School. This property at 6140 McGuire Rd presents an excellent opportunity to experience the benefits of both rural living and urban accessibility, with the added advantage of a potentially attractive assumable VA mortgage option. Please note that qualification requirements apply for assuming a VA loan.
Source: REALCOMP #20251007231
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.