6147 Pfeil Rd Schertz, TX 78154
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About this home
Seriously? 17 acres + house + barn for under $500K? Yep! That's room to roam and an ideal opportunity for you to get your creative juices flowing to decide what you'll create with this property. Close to I-10 and RAFB, this 17 acres includes a 1927 farmhouse that has some updates (master bath), yet awaits your creativity to really make it shine. Bring your vision and creativity to this unique 17-acre property featuring a 3-bedroom, 2-bath home with endless potential. The home retains its original country charm with wood floors, beadboard accents, and a cozy wood-burning stove in the living room. The large utility room offers pantry space, while the covered front and back porches provide relaxing spots to take in the peaceful country setting. Alongside the home, you'll find a 40 x 60 loft barn and a 16 x 24 work shed that add versatility and storage. The land itself is the true highlight. With an agricultural exemption already in place, this 17-acre tract offers tremendous value and a versatile layout that makes it ideal for a variety of uses. Whether you are looking to start a commercial business such as an RV park, RV/trailer storage, or animal boarding facility, or prefer to create a working ranch for horses, goats, lambs, or chickens, the potential here is unmatched. Surrounded by farmland, the property also offers excellent dove hunting, opportunities for local wildlife sightings, and ample space for recreation. The location balances convenience with privacy. It sits close to town yet feels tucked away, with a new HEB grocery store just 10 minutes away and Randolph Air Force Base within 15-20 minutes, plus easy access to Loop 1604, I-10, and Hwy 90. With the right vision, this land has the potential to generate income and essentially pay for itself. Come see this property that delivers on space, location, and opportunity, making it a rare find for buyers who want acreage, income potential, and the chance to restore a historic home into something truly special - before it's gone.
Source: SABOR #1897790
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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