6155 Mineral Belt Dr Colorado Springs, CO 80927
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About this home
Welcome to this beautifully maintained home located in the highly desirable Banning Lewis Ranch community, offering a perfect blend of modern comfort and neighborhood charm. Step inside to discover new luxury vinyl flooring that flows throughout the main level, creating a warm and inviting atmosphere. The gourmet kitchen is a true centerpiece, featuring stainless steel appliances, a gas range, granite countertops, tile backsplash, pantry, center island, and breakfast bar—ideal for everyday living or entertaining guests. The kitchen opens to the bright family room and offers a convenient walkout to the rear deck and fully fenced backyard, perfect for relaxing or hosting outdoor gatherings. A half bathroom completes the main level. Upstairs, the spacious primary suite offers a peaceful retreat with a walk-in closet and a luxurious 4-piece bath showcasing ceramic tile, dual vanities, and granite countertops. Two additional bedrooms, a full bath, and a laundry room provide convenience and functionality. The impressive third-level loft is flooded with natural light and offers endless possibilities—home office, media room, or guest space—and opens to a private rooftop patio, an ideal spot to enjoy morning coffee or evening sunsets. Additional highlights include an attached 2-car garage with EV charger and energy-efficient features throughout. Living in Banning Lewis Ranch means access to outstanding amenities including a community center, fitness facility, pool, walking trails, dog park, and playgrounds. Conveniently located near shopping, dining, and schools, with easy access to major routes for commuting. This home truly combines modern living, thoughtful design, and resort-style community living in one of Colorado Springs’ most sought-after neighborhoods.
Source: PPMLS #8087249
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.