6160 Strawflower Pl Jacksonville, FL 32209
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About this home
Fully renovated concrete block home just 7 minutes from downtown Jacksonville! Home features original hardwood floors, brand-new roof (including new boards), new windows, new plumbing, new electrical wiring, new electric panel & meter, new A/C & air handler, new hot water heater, and is covered under an American Home Shield home warranty. Remodeled kitchen with new cabinets, countertops, and all new appliances, including a WiFi-enabled stove with built-in air fryer! Bathroom has been upgraded with a modern finish and high-profile toilet. Huge backyard is fully fenced with a new 8-ft privacy fence and 6-ft white picket fence in the front. No HOA and tons of space to expand or build. Don't miss this move-in ready gem near shops, dining, and major routes! This home has undergone a top-to-bottom transformation by the current owner. Beyond the cosmetic upgrades, the major systems have all been replacedgiving peace of mind and long-term value. The home features fresh paint, upgraded lighting, and modern finishes throughout. The large backyard offers possibilities to expand the home, add a driveway, or even build an additional structure. The fenced-in front yard adds both charm and security. With no HOA, you're free to use your property how you see fit. Located just minutes from the heart of Jacksonville and surrounded by local shopping, dining, and entertainment, this home is perfect for first-time buyers, investors, or anyone looking to own a fully upgraded home in a central location. Schedule your showing today before it's gone!
Source: REALMLS #2102637
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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