617 Acacia Dr Crestline, CA 92325
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About this home
This exquisite cabin—yet truly a home away from home—is the perfect place to get away while still being close to everything. Unlike other mountain destinations, Crestline offers quick access to Lake Gregory, Big Bear, Lake Arrowhead, and local ski resorts—without the traffic! From here, you can simply walk to Lake Gregory for a refreshing lakeside stroll, or take a short walk into town for coffee shops, restaurants, grocery stores, and all the essentials. This is a true mountain gem, offering the ideal blend of rustic charm and modern comfort. Inside, you’ll find: • Main Level: 4 bedrooms plus a bonus room, 2 fully remodeled bathrooms, and an upgraded kitchen with newer cabinets, granite countertops, and top-of-the-line appliances. • Recent Updates: New flooring, fresh paint inside and out, and all three outdoor decks refurbished. A professionally installed 50-year composition roof adds lasting value. • Downstairs Unit: A complete additional living space with its own entrance, featuring 1 bedroom, a remodeled bathroom, a kitchen with granite countertops, upgraded cabinets, and new appliances. That’s a total of 5 bedrooms + bonus room, 3 bathrooms, and approximately 600–700 sq. ft. of additional space not shown in tax records. Perfect for multi-generational living, guest quarters, or rental income opportunities. The property sits on 4 combined lots (#57–60) totaling over 10,000 sq. ft., purchased intentionally to provide extra space and privacy so no one can build right next door. Outdoors, enjoy multiple entertaining areas including a wraparound wood deck, two patios, and level yard space. One patio even has 220V wiring already installed—perfect for adding your own jacuzzi. Additional highlights: • Level entry with parking for 6+ vehicles (a true mountain luxury!) • Ample storage and cabinetry throughout • Ideal for full-time living, part-time retreats, or as an investment property Crestline is one of Southern California’s best-kept secrets—a welcoming community with year-round events, endless outdoor activities, and an easy commute to San Bernardino and surrounding cities. Don’t miss this opportunity to own a versatile mountain retreat—schedule your private showing today, before it’s gone!
Source: CRMLS #IG25241952
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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