617 Crippled Oak Trl Jasper, GA 30143
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About this home
Welcome Home to Your North Georgia Mountain Retreat in Bent Tree! Nestled in the foothills of the Appalachian Mountains, this spacious 5-bedroom, 4-bath home offers the perfect balance of mountain serenity and modern comfort. Located in the gated Bent Tree community of North Georgia, this property is ideal for multigenerational living, a vacation getaway, or anyone seeking a peaceful mountain lifestyle. Inside, an open-concept floor plan features luxury vinyl plank flooring, stained glass accents, and flagstone details that add a unique European-inspired charm. The newly remodeled kitchen showcases sleek white cabinets, granite countertops, and a view into the family room—perfect for entertaining family and friends. A wall of windows floods the family room with natural light and overlooks Crippled Oak Creek, which runs through the backyard. The soothing sound of the creek creates a tranquil backdrop for daily living or quiet relaxation. The primary suite on the main level offers convenient single-story living with generous space and comfort. The terrace level includes two additional bedrooms, a full bath, flex space, and a massive masonry fireplace with beautiful flagstone—a great setting for cozy gatherings. There’s also plenty of storage space throughout the home. Community Features: Bent Tree is an upscale North Georgia mountain community offering resort-style amenities, including: Swimming, tennis, and pickleball facilities HOA Dues includes one Golf membership Equestrian stables and horseback riding trails Stocked lakes for fishing, paddle boating, and kayaking A private beach and family playground area A dog park for your four-legged companions Numerous clubs and community events for all ages Enjoy the best of mountain living with every modern convenience close at hand. Whether you’re looking for a full-time residence, a second home, or an investment opportunity, this creekfront home in Bent Tree offers space, beauty, and serenity in one remarkable package. Schedule your showing today and experience life in Bent Tree—North Georgia’s hidden gem!
Source: FMLS #7674420
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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