617 Driftwood Dr Woodstock, GA 30189
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About this home
Welcome to this beautifully maintained 3-bedroom, 2.5-bath home tucked away on a spacious ¾-acre lot with no HOA! From the moment you arrive, you’ll appreciate the care and love that has gone into every detail of this property. Master bedroom with spacious on suite and 2 large seconary bedrooms. Inside, you’ll find bamboo flooring throughout, a spacious living room, and a dining room with view to sunroom and convenient entrance to kitchen with a breakfast bar and breakfast nook. Not one, but two sunrooms offer the perfect spots to enjoy morning coffee, curl up with a book, or simply take in the peaceful views. The full basement provides incredible flexibility—ideal as a teen or in-law suite, complete with potential for a second kitchen, workshop, or future finished living space. Storage is abundant throughout the home, giving you room to grow and stay organized. Recent updates include a newly painted exterior, newer roof, and more, offering peace of mind and move-in ready comfort. Outside, the landscaped yard is filled with charm and character, creating a beautiful setting for entertaining or relaxing. This home is a rare find—privacy, space, and possibilities, all without the restrictions of an HOA. Come see it for yourself, and you may just fall in love!
Source: FMLS #7649107
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.