617 Hitch Loop Saint Cloud, FL 34772
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About this home
Welcome to this gorgeous 4 bedroom, 2.5 bathroom home, just 3 years old and perfectly situated in the highly desired neighborhood of Old Hickory. From the moment you arrive, you'll be captivated by the beautifully maintained landscaping and spacious 3-car attached garage, offering both curb appeal and convenience. Step inside to an expansive, light-filled open floor plan with pristine tile flooring throughout the main level. The large living and dining areas create an ideal space for both everyday living and entertaining. At the heart of the home, the chef’s kitchen is a showstopper—featuring abundant cabinetry, quartz countertops, stainless steel appliances, a corner pantry, and a generous center island perfect for morning coffee or casual family meals. A bright office or bonus room on the main floor makes working from home or homeschooling a breeze. Upstairs, you’ll find all four bedrooms thoughtfully situated to keep loved ones close. The spacious loft offers endless possibilities as a game room, playroom, or second living area. Retreat to the luxurious primary suite with double vanities, a large walk-in shower, and a huge walk-in closet for effortless organization. Three additional bedrooms share a well-appointed bathroom, and the upstairs laundry room adds everyday convenience. Step outside to a fully fenced, oversized backyard—ideal for summer BBQs, gardening, or simply enjoying the outdoors in privacy. Let pets or family play freely in this expansive green space. As part of the Old Hickory community, you'll enjoy access to premium amenities including a sparkling pool, scenic park, and miles of trails for hiking and biking. Conveniently located near top-rated schools, shopping, and dining, this home truly has it all. With nothing left to do but move in, don’t let this dream home slip away. Call today for your private tour!
Source: STELLAR #O6325002
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.