617 Maltese Dr Atlanta, GA 30349
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About this home
Welcome to this beautifully maintained, spacious two-story traditional home, perfectly situated on a level lot in a vibrant swim/tennis HOA neighborhood. With generous living spaces, abundant natural light, and a versatile floor plan, this home is ideal for comfortable living and entertaining. The main level features a welcoming foyer that flows into a formal living room and elegant dining room. The heart of the home is the open-concept kitchen, complete with a large island, pantry, and sunny breakfast room. The adjoining family room, featuring a cozy fireplace, opens directly to the patio and fenced backyard—perfect for outdoor gatherings and relaxation. A versatile main-level bedroom with a full bath is ideal for guests or a home office. You’ll also appreciate the convenience of a two-car garage with easy access to the kitchen area. Upstairs, the expansive primary suite offers a private retreat with a sitting room, a large ensuite bath, and plenty of closet space. Four additional spacious bedrooms and three more full bathrooms provide ample room for family and guests, along with a centrally located laundry room for convenience. Enjoy all the perks of community living with swim and tennis amenities, while being just minutes from I-285 and everything Atlanta has to offer—shopping, dining, entertainment, and top-rated schools. Don't miss your chance to own this exceptional home in a prime location!
Source: FMLS #7656798
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.