6194 Chadderton Cir Myrtle Beach, SC 29579
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About this home
Welcome home to 6194 Chadderton Circle. This home is sure to check all the boxes for you and the family, featuring 4 bedrooms, 2.5 bathrooms, plus a flex room (could be 5th bedroom), plus an upstairs loft for plenty of living space. This stunning Elliot model, built in 2019, combines modern elegance with thoughtful design, offering every detail you could want in your perfect home. From the moment you walk in, you’ll be captivated by serene pond views that set the tone for relaxed coastal living.The heart of the home features an open-concept family room, café, and chef’s kitchen, highlighted by luxury vinyl plank flooring and custom craftsman trim. A cozy gas fireplace framed with shiplap creates a charming focal point, while the kitchen delights with stainless steel appliances, quartz countertops, under-cabinet lighting, and a butler’s pantry. Conveniently located off the kitchen is access to the two-car garage with a handy drop zone.The main floor study offers flexibility as a home office or potential fifth bedroom, while the screened-in patio and fenced backyard provide the perfect spaces to relax, entertain, or play—all while enjoying those tranquil pond views. Upstairs, the primary suite is a true retreat, complete with a soaking tub, walk-in shower, double vanity, and an oversized closet that connects directly to the laundry room for effortless convenience. The spacious laundry area also offers custom cabinetry for extra storage. Three additional bedrooms share a stylish bathroom with a double vanity, and a versatile loft adds even more living space for family or guests. Living in Clear Pond means enjoying resort-style amenities just a short stroll away—two pools, a fitness center, clubhouse, playground, and more. This sought-after natural gas community is ideally located off Hwy 501, just minutes from Myrtle Beach’s shopping, dining, golf, hospitals, and top-rated schools.
Source: MYRTLEBEACH #2523987
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.