6195 Grey Heron Dr Winter Haven, FL 33881
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About this home
Beautifully maintained home just waiting for it's new owner. Step into comfort and peace of mind with this outstanding 3 bedroom, 2 bathroom home offering 1,770 sq. ft. of living space in the desirable Lakeside Landings community of Winter Haven. From the moment you arrive, you’ll appreciate the curb appeal and pride of ownership that shines throughout this property. This home has been thoughtfully cared for, featuring a BRAND NEW ROOF and all other major components just 8 years old, giving you confidence in the home’s quality for years to come. Inside, the spacious, open floor plan allows for effortless living and entertaining. The living and dining areas flow seamlessly, while large windows fill the home with natural light. The kitchen offers plenty of cabinet and counter space, making meal prep and hosting a breeze. The primary suite includes a walk-in closet and private bathroom, creating a perfect retreat at the end of the day. Two additional bedrooms and a full bathroom provide comfortable space for family, guests, or even a home office. One of the highlights of this property is the screened-in porch, where you can enjoy your morning coffee, unwind after a long day, or entertain friends while overlooking the backyard. Lakeside Landings is a welcoming community that offers fantastic amenities, including a community pool and a playground, giving you the perfect balance of relaxation and recreation. Conveniently located close to shopping, dining, medical facilities, and easy access to major highways, this home offers both comfort and convenience. This home is move-in ready and waiting for its new owner—don’t miss your chance to make this home your forever home. Schedule your private showing today!
Source: STELLAR #TB8432351
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.