6195 Thunderbird Dr Mentor, OH 44060
Your savings
About this home
Step inside this stunning, completely renovated brick ranch in Mentor, Ohio! Enter a bright, open living room that flows seamlessly into the brand-new eat-in kitchen! The kitchen is a true centerpiece with soft-close solid cabinets, granite countertops, elegant gold hardware, and high-end black-and-gold light fixtures—perfect for hosting or enjoying family meals! Just off the kitchen, a convenient laundry room adds everyday functionality! Toward the rear, enjoy a massive 400+ sq. ft. addition with vaulted ceilings, skylights, and recessed lighting! This versatile space is ideal for a family room, home office, gym, or media area! Sliding doors lead to a concrete patio and spacious backyard, creating a seamless indoor-outdoor flow for entertaining and relaxation! The home features three spacious bedrooms, including a primary suite with its own private half bath! A full bathroom conveniently serves the additional bedrooms, making morning routines simple and stress-free! Durable LVP flooring flows throughout the main level, complemented by an attached 2-car garage, rear shed, and a spacious yard perfect for outdoor enjoyment! The living room is also equipped with air conditioning! Located near Mentor Lagoons Nature Preserve, Headlands Beach State Park, Mentor Civic Center, and shopping and dining along Mentor Avenue, this home combines modern upgrades, versatile living spaces, and an unbeatable location! This won’t last long! Schedule a showing to see it for yourself!
Source: MLSNOW #5150677
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.