620 Creighton Dr Taylors, SC 29687
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About this home
Welcome to 620 Creighton Drive! This charming full-brick ranch sits on a spacious 0.70-acre lot with no HOA or restrictions—all just minutes from Downtown Greenville, Paris Mountain State Park, and the YMCA. Step inside to an inviting formal dining room filled with natural light and gleaming hardwood floors. The layout flows into a cozy living room featuring a brick gas-log fireplace, and an open kitchen with bar seating, solid wood cabinets, and durable laminate flooring. Down the hall, you’ll find a guest bathroom with ceramic tile along with three generously sized bedrooms—all boasting beautifully refinished red oak hardwood floors. At the back of the home, a 16x24 sunroom is waiting to be enjoyed. Surrounded by thermo-pane windows, it makes the perfect spot for a game room, hobby space, or playroom. (Please note: it’s not climate-controlled but comfortable most of the year.) Outside, you’ll discover a 20x24 detached garage/workshop with a concrete floor, roll-up door, and covered porch. It’s wired for electricity and ideal for a workspace or vehicle storage. A carport, extended driveway, and updates to the HVAC and roof add extra convenience and peace of mind. The property itself is a true gem—mature trees, garden space, fruit trees, azaleas, and butterfly bushes create a private, park-like setting. Low-maintenance vinyl and aluminum trim complete the package. Plus, this home comes with a 1-Year First American Home Warranty. 620 Creighton Drive offers the perfect blend of space, character, and convenience—ready for you to make it your own!
Source: GREENVILLESC #1561405
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.