620 Piedmont Golf Course Rd Piedmont, SC 29673
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About this home
Over half an acre with no HOA! This low maintenance ranch home is awaiting its new owners. A bright and airy living room welcomes you in the front door with tons of natural light and an open floor plan to the dining area and kitchen. The living room features vaulted ceilings and a ceiling fan. The breakfast room overlooks the level and private backyard as well as the updated kitchen. You'll find granite counters, a tile backsplash, stainless steel appliances and beautiful tiled floors. Down the hall there is a guest bathroom for the two guest rooms (both with large closets) as well as two hall closets for maximum storage! The laundry room is walk-in and features cabinetry for additional storage. The primary suite features a ceiling fan, two rear facing windows, a large walk-in closet and a beautifully updated ensuite with a furniture piece vanity and updated fixtures. A surprise awaits in the two-car garage! Current owners had a mini split HVAC installed and are currently using it as a bonus space. The ceiling and walls are all fully insulated so it's a great bonus space for hobbies or storage and it can also still be used as a garage as the opener and door haven't been modified! Enjoy this extra 350+/- of square feet however you choose! Outside there is a nice sized patio, a fire pit, a partial fence for privacy and a deep and level yard. Newer updates include fresh paint, no carpet, no HOA, a whole house water purification system, attic insulation, roof and HVAC replaced 2017, whole house replumb, newer septic field and partially fenced.
Source: GREENVILLESC #1563131
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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