620 Willow Pond Ln Osteen, FL 32764
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About this home
Looking for the perfect blend of peaceful country living and modern functionality? Welcome to this impressive 10.52-acre fully fenced and cross-fenced Country Estate that has it all — room to spread out and privacy, with practical and beautiful updates throughout. Enter the property through a private gate and up the paver driveway to this quality brick pool home. The MAIN HOUSE offers a light-filled open floor plan with updated kitchen, 3-bedroom split plan, 3 full baths, a home office, wood floors throughout with tile in kitchen and baths. The KITCHEN boasts updated cabinets with soft-close doors and drawers, granite tops, walk-in pantry, and a breakfast nook with built-in storage bench seating. Kitchen overlooks the family room where you will find a new wood burning fireplace and French doors leading onto the spacious screened lanai with cedar tongue and groove ceiling. The solar heated pool has a wheelchair friendly, sloped entry ramp. Have a soak in the spa or head outside to relax under the pergola around a gas firepit on the expansive paver patio with views of pastures, ponds, and woods. With a desirable split bedroom floor plan, the PRIMARY BEDROOM SUITE has new wood flooring, French doors onto lanai, walk-in closet with custom built-in storage system, remodeled bathroom with custom cabinetry, quartzite tops, frameless glass shower door, deep soaking tub, and all new tile and fixtures. Off the family room find a remodeled 2nd bathroom and two spacious bedrooms, one being an ideal IN-LAW SUITE with its own ensuite remodeled bathroom with pool door. You will love the peace of mind that comes with a New ROOF (2022), WINDOWS (2018), Hot water heater (2020), Double Front Doors (2024), Gutters, Rain Barrels, and a whole house GENERATOR (2023). The WORKSHOP (2019) is a dream setup with three roll-up doors (one is electric), 30-amp and 50-amp RV outlets, a 10’ wide ceiling fan, washer/dryer, hot water heater, utility sink and ample storage. Included within the workshop is a 384 sq. ft. GUEST APARTMENT (2021) featuring a private entrance with covered patio, mini-split AC, full bathroom with custom copper sink, kitchenette with custom cabinetry, live-edge bar counter, refrigerator, sink, and microwave. Perfect for in-laws, guests, a 2nd office, or rent it out for additional INCOME. Behind the workshop is a 24’ x 48’ POLE BARN (2021) and a 16’ x 12’ storage shed with electric and water. Also, a 36’ x 24’ TWO STALL POLE BARN (2021) with corral, chicken coop, and feed storage shed with electric and water is ready for your horses or livestock. Water lines run to all three pastures and barns, plus there are two ponds, one with a covered dock, and one of the pastures is wooded. New 1.5HP well pump (2021) and a pump house to protect the well filter, pressure tank, chlorinator and water softener. This TURN-KEY property offers the ideal combination of updated residential living, acreage, and functional outbuildings, ready to meet your needs. Minutes to horse trails, bike paths, parks, boating, grocery, and gas stations. Convenient to Sanford Orlando Airport, restaurants and shopping, SR 417, and the beaches. Property is under audio video surveillance. Call for list of updates and for appointment to tour this amazing property.
Source: STELLAR #O6356800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.