6200 Faulkner Dr North Chesterfield, VA 23234
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About this home
Welcome to 6200 Faulkner Drive, a stunning 4-bedroom, 2 full and 2 half bath home located in the sought-after Watermark subdivision. This beautiful property offers 3,867 sq ft of living space designed for comfort, functionality, and style. The main level features an open floor plan with a spacious eat-in kitchen, a large dinette area, walk-in pantry, and plenty of counter and cabinet space—perfect for both everyday meals and entertaining. The kitchen flows seamlessly into the huge family room, while a formal dining room and 2 flex rooms provide versatility for an office, playroom, or home gym. Upstairs, you’ll find a massive primary suite measuring 23x16 sq ft, complete with a cozy sitting area, a private ensuite bath, and two walk-in closets. The three additional bedrooms are generously sized and share access to the convenient upstairs laundry room. The finished basement adds even more living space with a large recreation area, two storage rooms, and a half bath—perfect for entertaining or relaxing. Enjoy peaceful views and the ability to walk right out your back door to Watermark Lake, where you can unwind and take in the scenery. Additional features include a two-car garage, abundant storage, and access to a welcoming community with lakes, trails, and amenities. This home truly has it all—space, comfort, and an unbeatable location in Chesterfield’s Watermark community. Schedule your tour today!
Source: CENTRALVIRGINIA #2530510
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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