6201 Carter Ave Baltimore, MD 21214
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About this home
Welcome to 6201 Carter Ave, a charming Cape Cod-style home nestled in the quiet Westfield neighborhood of Northeast Baltimore. Situated on a spacious corner lot, this 3-bedroom, 2-bath home beautifully combines classic character with modern updates, offering comfort, style, and convenience with easy access to commuter routes, shopping, and dining. Step inside to discover a freshly painted interior featuring restored hardwood flooring, new carpet, and an inviting layout filled with natural light. The main level includes a welcoming living room, formal dining area, and a tastefully updated kitchen complete with new flooring and modern appliances. Two bedrooms and a beautifully renovated full bath complete this level. Upstairs, the third bedroom serves as an ideal primary suite with its own full bath, generous closet space, and plenty of room for a reading nook, office, or additional living area. The finished walkout basement includes a dedicated laundry area and offers flexible space for a rec room, home gym, studio, or bonus room. Additional upgrades include a re-lined and repointed chimney and a roof that’s approximately 3 years old—providing peace of mind for years to come. Outside, enjoy the detached garage, fully fenced yard—perfect for pets, entertaining, or gardening—and the extra privacy of a corner lot. Relax on the inviting front porch, the perfect spot for morning coffee or evening unwinding. With thoughtful updates throughout and solid construction, this move-in-ready home is ready for its next chapter. Don’t miss your chance to own a well-loved home in a peaceful, community-oriented neighborhood. Schedule your private showing today!
Source: BRIGHT #MDBA2186906
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.