6208 Cherry Blossom Trl Gibsonton, FL 33534
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About this home
One or more photo(s) has been virtually staged. Your Dream Home Awaits! Move-In Ready Home with 4 Bedrooms (or 3+ Home Office), Bonus Loft, Open Living Areas and Fenced Yard! From the moment you step inside, you’ll notice the bright, open feel and the thoughtful design that makes everyday living and entertaining a breeze. First Floor Living You’ll Love! The front of the home offers a wide, open living area with endless possibilities. Set it up as a large gathering space or create a combined living and dining room—it’s your choice! Updated flooring flows throughout, adding style and warmth. The kitchen is a showstopper, complete with a large island perfect for meal prep or casual conversations, stainless steel appliances, pantry, and an inviting dining area. Just beyond, the spacious family room gives you another spot to kick back, host movie nights, or gather with friends and family. Also downstairs, you’ll find a versatile fourth bedroom (or ideal home office), a full bath, and a large under-the-stairs closet for all your storage needs. Head upstairs to a roomy loft that’s ready to be whatever you need—whether it’s a media room, play area, cozy reading nook, or even a craft and hobby zone. The primary suite is a private retreat with a spacious bedroom, oversized walk-in closet, and a spa-like bath featuring dual sinks, a relaxing garden tub, and a separate shower. Two more bedrooms and another full bath offer comfort for family or guests, while the conveniently located laundry room saves you steps (and time!). Outdoor Living, Florida Style! Step outside to your screened lanai, the perfect place to sip morning coffee or unwind at the end of the day. The fully fenced backyard provides space for pets, play, or backyard barbecues—ready for you to enjoy the Florida lifestyle. This home offers the perfect combination of space, flexibility, and comfort—designed to grow with you and fit your needs. All that’s missing is you!
Source: STELLAR #TB8426326
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.