6208 Red Fox Rd Pendleton, IN 46064
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About this home
Welcome to Your Dream Home in one of Pendleton's Premier Neighborhood's. Step into this stunning, move-in-ready 4-bedroom, 3.5-bath, two-story home, perfectly nestled in a highly esteemed community with top-rated Pendleton schools. This home is designed for modern living, blending elegance, functionality, and endless charm, all just minutes from town and shopping! As you approach, the expansive wrap-around front porch that invites you to relax and enjoy the serene surroundings, accessible through elegant French doors from the heart of the home. Inside, the kitchen boasts ample cabinetry, a pantry, all appliances stay including washer and dryer. Breakfast room is perfectly positioned off the open-concept great room and dining room combo that creates a warm and inviting space, anchored by a cozy gas log fireplace-perfect for gatherings or quiet evenings. The Primary suite is a true retreat, boasting an en-suite bathroom with a relaxing whirlpool tub, a standalone shower, and a generous walk-in closet. Need extra storage? The massive attic, spanning the length of the 3-car garage, offers ample space for holiday decorations and more. Speaking of the garage, its spacious design provides room for vehicles, tools, golf cart or hobbies, making it a versatile asset. The main level's fourth bedroom is a standout, offering flexibility as in-law quarters with a handicap-accessible shower, a convenient kitchenette, and a private entrance-ideal for guests or multi-generational living. Outside, the backyard oasis awaits with a breathtaking inground pool, complete with a heater and electric cover, surrounded by a large fenced yard for ultimate privacy. Gather around the awesome fire pit for unforgettable evenings under the stars. This home is more than a place to live-it's a lifestyle. With its prime location, exceptional features, and move-in-ready condition, this is your chance to own a slice of paradise in one of Pendleton's most sought-after neighborhoods. Welcome home!
Source: MIBOR #22068248
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.