621 Cottontail Trl Myrtle Beach, SC 29588
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About this home
Introducing an Exceptional Bill Clark Home in Desirable Hunters Ridge Crossing! Experience the perfect blend of comfort and style in this charming 3-bedroom, 2-bathroom home located in the highly coveted Hunters Ridge Crossing community within the Forestbrook area. Built by Bill Clark, this property is move-in ready and offers an ideal lifestyle. Key Interior Features Open Concept Living: The bright, inviting living area features vaulted ceilings and beautiful wood floors, creating an ideal space for daily life and entertaining. Kitchen Potential: Boasting stunning granite countertops and contemporary cabinets, the kitchen is ready for your personal touches or future updates. Peaceful Primary Suite: A true retreat with elegant tray ceilings, a spacious walk-in closet, and a master bath featuring dual sinks and a large glass-enclosed shower. Three Spacious Bedrooms and two full bathrooms. Recent Updates & Peace of Mind New Paint (2025) New Carpet (2025) New Roof (2022) Location & Lifestyle Situated in a scenic, tranquil setting in the sought-after Forestbrook community. Offers easy access to Myrtle Beach's world-class shopping, dining, entertainment, and beautiful beaches. Located within a top-rated school district, making it an ideal choice for families. Don't miss this opportunity! A motivated seller is ready to entertain all offers, so this exceptional property won't last long.
Source: MYRTLEBEACH #2506558
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.