621 County Road 356 Kenedy, TX 78119
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About this home
Escape to this charming 3-bedroom, 2-bath country home on 5 wooded acres backing up to a green belt. Out in the country but 5 minutes to town. Enjoy an open living, dining, and kitchen area with granite counters, appliances, and quality wood floors. The spacious master suite offers a Jacuzzi tub, separate shower, double vanity, and walk-in closet. Two additional charming bedrooms and a full bath are thoughtfully situated on the opposite side of the home for privacy. Enjoy nature from the exceptionally large covered patio, perfect for parties, relaxing mornings or peaceful evenings enjoying the wildlife. A large shop/garage (over 700 sq.ft.) with space for a few vehicles, a dedicated shooting range, a paved asphalt driveway all the way to the back of the property for easy access, a spacious chicken coop area. In addition there is a Pure Home Efficiency System installed with warranty that includes KOOLWrap for the hot water heater, KOOLTent which is a radiant barrier in the attic (prevents the heat from coming into the house), and EPS-365 probiotic system for the water heater and goes through the ductwork. Also water softener system and all appliances remain. This is an ideal secluded property for those seeking tranquility, space, and convenience in a scenic country setting
Source: CENTRALTEXAS #585717
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.