621 Stillview Cir Brandon, FL 33510
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About this home
THE PICTURES DON'T DO THIS BEAUTY JUSTICE! IT IS A MUST SEE IN PERSON! WELCOME HOME to this beautifully Updated 3-Bedroom Pool Home with Modern Finishes & Major Upgrades! This meticulously maintained 3-bedroom, 2-bathroom block home offers 1,756 sq. ft. of heated/cooled living space and is loaded with upgrades that blend comfort, style, and practicality. Step inside to find the most gorgeous premium “wood-look” ceramic tile laid in an elegant chevron pattern that flows seamlessly through the living areas and kitchen. The semi-open split floor plan is perfect for both privacy and entertaining. Updated double-pane sliding glass doors off the living room open to an incredible outdoor space you’ll love. The kitchen and dinette area boast high-quality finishes, including: 42-inch real wood cabinetry, Granite countertops, Stainless steel appliances, Distinctive backsplash, Stylish overhead light fixtures! The master suite is a true retreat, featuring: Luxury vinyl plank flooring, A custom oversized closet with built-in organization, Updated sliding glass doors with lanai access! A spa-like ensuite bathroom with dual sinks, granite counters, real wood cabinetry, custom tile flooring, a vanity station, garden tub, and a separate oversized shower—all with direct pool access! Two additional bedrooms, also finished with the chevron-pattern ceramic tile, share an updated full bathroom designed with the same modern touches. Step outside to your private oasis: a large screened lanai with extended patio space overlooking an in-ground heated concrete pool, surrounded by a tranquil conservation view, soothing water backdrop, and a FULLY fenced backyard. Major Recent Upgrades for Peace of Mind: NEW 2024 Roof with commercial grade shingles and a 30 year warranty!!! ~ NEW Pool Pump ~ NEW Vinyl Fence ~ Dual-pane Low-E windows throughout! This property has NEVER taken on water but requires Flood insurance, sellers policy TRANSFERABLE at an affordable ~$805 annually! This home perfectly balances style, functionality, and peace of mind—ready for you to move in and enjoy!
Source: STELLAR #TB8422671
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.