6217 Kilgord Ct Magalia, CA 95954
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About this home
Welcome to this beautiful home that is sitting up on a hill over looking Kilgord Court. This home is on a large cleared lot that has been meticulously taken care of and spares no detail. From a dumb waiter to load your groceries right into the laundry room or your wood in the winters to the large attached covered carport, this home has checked all the boxes. You walk up the driveway that leads to a pathway to a welcoming set of stairs leading up to the relaxing stylish new deck that overlooks the whole corner through the beautiful trees. Enter into the front door with a strong security screen so that you may enjoy those cooler summer nights, into the living room that boasts of high ceilings and a large family great room open to the dinning room and kitchen. Note the new top loading wood burning stove that was just put in two years ago with all new heat efficient pipping keeping the home heated through out the winters. The Kitchen has all new appliances from the Fridge to the microwave to the dishwasher to the electric range. The home is all electric so no astronomical propane bills! The best part of this two bedroom modular is the size of the second bedroom.... it is like having two master bedrooms! The new central HVAC unit is super sized to assure a very comfortable home. So many pluses with this beautiful home. It truly is a must see. All this modular home is waiting for is your personal touch. Please ask about the furniture: Couches, Dinning room table and chairs, Master bedroom set and new temperpetic adjustable bed. Seller would like to sell these separately. Also the generator and the trailer. :)
Source: CRMLS #PA25161651
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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