622 Samuel Pl Davenport, FL 33837
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About this home
Don’t miss this incredible opportunity!!! This home was built in 2019 with 4 bedrooms and 2 baths. A gated community of Williams Preserve. NO CDD, Low HOA. Through the entry, you will find a great space area with a living room, Dining area, and enclosed lanai, very spacious property, light and bright. You will find an extremely open floor plan on this property. The kitchen features 42-inch cabinets, a HUGE walk-in pantry, and stainless-steel appliances with lots of counter space. The kitchen also provides easy access to the dining and living rooms, as well as views of the patio. A very private and spacious master bedroom with a walk-in closet and windows to enjoy views of the outdoors. The master bathroom has a SPA SHOWER, double sinks, and a separate toilet room. Community amenities include a large pool, cabana, playground, and sidewalks throughout, which are great for enjoying the beautiful Florida weather. Home is centrally located and minutes from Champions Gate, Disney, and close to Davenport School of Arts and Davenport High School. Easy access to I-4 interstate, Posner Park Shopping Center, golf courses, groceries, movie theatres, and more.
Source: STELLAR #O6283986
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.