6221 Astoria Ave Fort Myers, FL 33905
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About this home
Welcome to 6221 Astoria Ave, a beautifully renovated 3 bedroom, 2 bathroom home located in a family friendly neighborhood in the heart of Buckingham. This move in ready home boasts nearly every major upgrade you could ask for offering comfort, style, and peace of mind for years to come! With no HOA restrictions or dues, you’ll enjoy the freedom to truly make this home your own. The only thing you need to bring is your moving boxes! Step inside to find new tile flooring throughout, a completely remodeled kitchen featuring brand-new KitchenAid appliances, quartz countertops, custom cabinetry with pullouts, and modern dimmable lighting. Both bathrooms have been tastefully updated, including a spa-like soaking tub in the guest bath and a sleek, modern remodel in the primary ensuite. Enjoy year round comfort with a brand new HVAC system and ductwork, a tankless hot water heater, and new interior features including fresh paint, new doors, baseboards, fans, and blinds throughout. One of the standout features is the versatile patio, equipped with its own AC - which can be opened to let in the cool Florida breeze or closed off to create additional living space that suits your needs. Outside, the home continues to impress with new gutters, updated well equipment, and a powered storage shed perfect for additional storage or workspace. There’s also an RV hookup and generator plug, offering extra functionality for those who love to travel or want peace of mind during storm season. The epoxy coated garage floor, WiFi-enabled garage door opener with backup battery and camera, hurricane shutters, and a roof that's only 3 years old add even more value. Located in a warm, established neighborhood that’s known as the place to be for Halloween and the holidays, this home offers the perfect blend of fun community spirit and modern convenience. With easy access to shopping, dining, entertainment, this Fort Myers gem is truly one you don’t want to miss - schedule your private showing today!
Source: FORTMYERS #2025006744
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.